Terms and Conditions

Effective Date: March 5, 2025

1. Introduction

Welcome to Ryan Buys Real Estate ("RBRE," "we," "us," or "our"). By accessing or using our website, www.ryanbuysrealestate.com ("Site"), and our services, you agree to comply with and be bound by the following terms and conditions ("Terms"). Please read these Terms carefully before using our Site and services.

2. Services Offered

RBRE specializes in purchasing residential properties directly from homeowners, offering various solutions such as:

• 100% Cash Offers: Same-day cash offers for properties in any condition, with the potential to close transactions within days.

• Seller Financing: Customized terms to meet individual seller needs, ensuring fair pricing and agreeable conditions.

• Novation Agreements: Mutually agreed new terms that replace existing contracts.

• Mirror Wrap (Subject-To) Transactions: Fast transactions by transferring existing mortgages, helping sellers maximize sale prices and receive funds quickly.
  
  

3. User Responsibilities

By using our Site and services, you agree to:

• Provide accurate, current, and complete information during any communication or transaction with RBRE.

• Not use the Site or services for any unlawful or prohibited activities.

• Respect the intellectual property rights associated with content and materials on our Site.
  
  

4. SMS Communications

RBRE may send SMS messages to individuals who inquire about selling their property. By providing your mobile number and opting in, you consent to receive SMS communications from us.

• Opt-Out: Text "STOP" to unsubscribe. You’ll receive confirmation and will no longer receive messages.

• Rejoining: Sign up again to resume SMS messages.

• Assistance: Text "HELP" for support.

• Disclaimer: Carriers are not responsible for delayed or undelivered messages. Message/data rates may apply. Frequency may vary.

• Privacy: See our Privacy Policy for information on how your data is handled.

5. No Commissions or Hidden Fees

RBRE does not charge commissions or hidden fees. We cover all closing costs and related expenses to ensure a straightforward, transparent process. The full offer amount we make is what you receive—no deductions.

6. Property Evaluation

Our property evaluations are based on location, condition, needed repairs, and comparable recent sales. This ensures you receive a fair and competitive offer.

7. Closing Process

We offer flexible closing timelines—ranging from as soon as 7 days to several weeks or months—depending on your needs. Our goal is a smooth, stress-free closing experience.

8. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict of law principles. Any disputes shall be resolved in the state or federal courts located in California.

9. Changes to Terms

RBRE may update these Terms at any time without prior notice. Changes become effective immediately upon posting. Continued use of the Site and services indicates your acceptance of any revised Terms.

10. Contact Information

If you have questions or concerns about these Terms or our services, please reach out to us through our Contact Us page.

By using our Site and services, you confirm that you have read, understood, and agreed to these Terms and Conditions.